Pre-Foreclosure History

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This dataset is only available in institutional licenses

Overview

This dataset provides complete and up-to-date nationwide pre-foreclosure and foreclosure records and details— the largest footprint available from any property data provider. From default notices, such as – Notice of Default (NODs) and Lis Pendens (LIS) – to both types of public foreclosure auctions – Notice of Trustee’s Sale (NTS) and Notice of Foreclosure Sale (NFS) – and bank real estate owned completed foreclosures (REOs) and more.

Foreclosure activity refers to properties with foreclosure filings; properties being taken back by lenders after borrowers have fallen behind on their mortgage payments. Foreclosure data typically includes information on default notices, public foreclosure auctions, bank real estate owned completed foreclosures (also known as REOs), and more.

The data is gathered from County recorder’s office, county courthouse, and newspaper publications. This data is also collected by including the following data points:

• Borrower
• Trustee
• Lender and loan amount
• Auction address, date, and opening bid
• Record type (Notice of Default, Lis Pendens, Notice of Trustee Sale, Notice of Sale)

Key Concepts ↗️

RECORDEDAUCTIONOPENINGBID

This attribute is defined as the official anticipated opening bid. It is not an assumption or calculation made by ATTOM.

Systematic gaps by county or state

Because foreclosures and notices are handled differently by county and state, there may appear to be gaps in the data. As an example, Washington is a non-notice state, meaning the first notice of default is the auction itself (whereas other states, the notice may come much earlier than the auction).