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Spending data coverage

Hi,

I am wondering if anyone knows how much the Spend pattern data (card-transaction data) covers the US total spending data? Or like who are the customers that are collected, and which are the stores that are collected?

I compared with the Fred PCE data, and the dewey spending data is less than 1% of that, which I think is small. Does anyone have the same question as me?

Thanks in advance!